Price is what you pay, value is what you get
Welcome to my blog on my journey towards financial freedom.
Why Investing Beanstock?
Investing Beanstock incepted as a platform for me to share my knowledge on investing and personal finance. As investing is a long term process, just like planting a bean, it takes time and effort before it can grow exponentially and be rewarded like Jack (and the beanstalk)
Adulting is difficult, confusing and scary for people my age. Having zero experience figuring out the types of investments/ insurance/ credit cards out there, many millennials feel helpless when it comes to financial literacy as it was not taught in school. These topics are relatable to many millennials just like me, which is why I wish to help provide a better picture for my peers and readers, so that we could all one day escape the Rat Race and enjoy our retirement nest egg earlier and better.
Prior to this blog, I was actively contributing on Seedly Forum and shared many of my investing nuggets. Feeling the need to help more beginners, I launched this blog to reach out to people in need of these knowledge gaps and to share my thoughts on anything related to investing and personal finance.
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Through this blog, I hope to simplify investing for beginners and document my own investing journey. Everything here on Investing Beanstock is based on first-hand experience, as I do not believe in recommending products that I do not use/invest myself.
Who am I?
My name is YH and I’m a
21 22 years old retail investor. I finished my CMFAS papers in 2020 and currently a student advisor under AAG specialising in investments and portfolio construction. For free consultations and investment advice, you can reach out to me here.
I am also a freshman studying in NUS Business School and a Seedly Student Ambassador and have been investing since 2018. I first chanced upon investment during my JC days after wanting to find out ways to earn passive income while I was schooling. My journey officially started after reading ‘The Intelligent Investor’ by Benjamin Graham back in 2017, after which I opened up my CDP account the moment I turned 18 and dived into the world of investing and loved it ever since.
My key investing strategy is Growth Investing with Value Investing principles. I focus on finding solid businesses which can disrupt sectors with immense growth potential through a multi-faceted analysis while having an acceptable or fair valuation. This concept is largely borrowed from Philip Fisher from his book “Common Stocks and Uncommon Profits.”
My goal from now till I’m 30 years old is to focus on “Fast Growers” and maximise my capital accumulation before I reach the next phase of life. Eventually, I hope that I can achieve financial independence when I am 35 years old and eventually financial freedom by the time I’m 45.
It’s a challenging goal indeed which is why now is the prime time to invest, no matter what happens to the market, be it a bull market or bear market, I will always remain a net buyer of stocks and continuously accumulate my portfolio until my target is hit.
For now, I am spreading it out to 10 years targets so that I can keep track of my progress and reward myself if I managed to beat my own little goals.
TL;DR Syfe Promo Code
For people who are interested to invest into Syfe and wants to open an account, you can use the promo code below as a bonus 🙂
Promo Code: SRPTH8LK3
$10 bonus for the first deposit of $1000 (or more)!
$50 bonus for the first deposit of $10,000 (or more)!
$100 bonus for the first deposit to $20,000 (or more)!
Note: Bonus is applicable on the first deposit made only. The bonus will be automatically credited to your portfolio and invested along with your existing investments
I use StocksCafe to keep track of all my investments (include Robo) + research on stocks. You can also view my portfolio as well as many others so you can compare your own performance with other investors. If you are interested in signing up, you can use my referral link to sign up and access premium features for 1 extra month for new users. (3 months)
Listed on SGInvestBloggers here
Listed on The Finance.SG here
The content here is for informational purposes only and should NOT be taken as legal, business, tax, or investment advice. It does NOT constitute an offer or solicitation to purchase any investment or a recommendation to buy or sell a security. In fact, the content is not directed to any investor or potential investor and may not be used to evaluate or make any investment.
Do note that this is not financial advice. If you are in doubt as to the action you should take, please consult your stock broker or financial advisor. (Or contact me!)